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Compliance Webinar
Sunni Bigica
26:52
Hi Mordo :)
FELECIA SMITH
27:14
Hello
DODIE MANNING
27:25
Sunni, How are you sunshine?
Misty Baker
27:42
hello everyone, we will get starting in about 2 minutes
Sunni Bigica
28:08
I'm good Dodie, let's see what's going with these mandates....always fun fun fun
DODIE MANNING
29:08
Just working working working. Looking forward to see what the powers that be say.
Richard Duggan
29:38
Hi Dave are we doing video?
DODIE MANNING
30:51
Good Seeing you Mr. Mordo. Hope all is well
Renee Huerta
41:44
Does the vaccine apply to congress members also?
Kelly Morgan
42:19
OSHA is going to but they have not yet? When are they estimated to do this?
Angel Ra
42:56
Are emploeyrs required to pay for employees who are required to produce a neg test?
Rick Amato
43:02
Are employer legally allowed to require or add a surcharge for non vaccinated spouses?
ODALIS LOPEZ
43:40
THIS IS CRAZY
Carrie Roseman
43:41
Anyone healthcare facility? like a Dr. office or Dental facility if they accept Medicare or Medicaid payments? The CMS wants vaccinated?
Kelly Morgan
43:54
Can an employer put vax or unvaxed on their employee application?
ODALIS LOPEZ
44:30
HIPPA doesn't apply to this?
Kelly Morgan
45:11
HIPPA did apply until May 2020 when they changed the law.
Michele Hanzak
45:17
Will remote employees who travel and visit clients have to be vaccinated or get a weekly test?
Scott Mottern
45:27
Can a group/carrier add a surcharge to employees who are not vaccinated, much like they do for Smokers? And, are carriers incentivizing groups and members to get vaccinated?
Kathy Zuniga
45:38
Who do we submit our vaccine record to once we are vaccinated?
Carrie Roseman
46:23
will a copy of this be available to us?
Susan Combs
46:38
What about PEO employers?
Ivan Green
46:56
will they use common ownership to count the employees or will they just use individual EIN#'s?
Azar Azarpour
47:01
how can you handel an employee of small business who doesn't want to get vaccinated?
Katie Owen
47:10
What about 1099 contractors?
Sam Dale
47:35
The entire webinar will be recorded and will be emailed to everyone. It will also be posted on healthcareexchange.com for easy access.
Kimberly Ruiz
47:48
Who is responsible for paying for these weekly test?
Lisa Howard
47:49
Is TX a state filling a lawsuit?
Tim Tucker
48:21
Does this apply to churches or religious organizations?
Linda Wells
48:28
are rapid covid tests allowed
Glen Seidner
48:30
for the non vaccinated. Who pays for the weeky test.
Chris Tarnowski
49:17
where is the law that indicates "it's ok to ask" somebody's vaccination status?
Katie Owen
49:36
What about religious or philosophical exemptions? Up to the employer if they will allow exemptions?
Glen Seidner
49:47
who pays for the weekly test, ins co, employer, or employee
Kim Thorpe
49:48
Do all company's fall under OSHA?
Carrie Roseman
49:49
Is this not discrimination?
Angel Ra
49:55
For employers with less than 100 employees and are requiring testing, are employers still required to pay for the employees to take weekly tests?
Renee Huerta
50:15
What law states the employer can ask?
Jenny Vonderwerth
50:23
how can we mandate for employees when dependents may not get vaccinated yet?
Azar Azarpour
51:14
what if an empmyee bring the religious exemption as just an excuse??
Carrie Roseman
51:14
When you say Religious, can it just be the person writing a letter stating, I do not want to do this because of my religious belief? Or do they need something more official?
Craig Lordigyan
51:36
Sounds like the employer needs to keep an attorney to handle most of these issues-not a broker
Jenny Vonderwerth
51:40
if the vaccinations are mandated, and for those who do not, is the weekly testing covered by insurance?
Katie Owen
51:45
What about employer liability for employees who get vaccinated and have an adverse reaction? I've heard the employer is on the hook for medical bills and paid leave. Is this true?
Kim Thorpe
52:31
This isn't an "insurance" topic, therefore insurance brokers should not be put in the spotlight. it's more of an employer Law it falls under.
BRUCE GARDNER
53:29
how does an EE "prove" religious exemption? self-reporting?
Azar Azarpour
54:23
are these rules just for OSHA businesses ??
Sam Dale
55:23
The entire webinar will be recorded and will be emailed to everyone. It will also be posted on healthcareexchange.com for easy access.
Cindy Perez-Garcia
55:30
UnitedHealthcare already confirmed they will not cover surveillance testing.
jamie johnson
55:34
if Brokers must disclose compensation can we get support for the carriers to disclose CLAIMS regardless of group size?
Tony Martinez
56:26
Will BM have a template for the disclosure? What makes a fiduciary or what are fiduciary services?
Azar Azarpour
57:33
fiduciary coukd covers a wide array 9f services, could u be more specific.
THOMAS DUNN
57:44
are you saying that acting as a fiduciary for a fee? or if it is inclusive of the relationship then is it covered by E&O ?
Michael Reckner
58:15
Does compensation include general agent override?
Matthew Libby
59:45
Does the broker compensation transparency apply to non January 1 renewals immediately or upon renewal? For example a July 1 renewal, when would the transparency rules apply?
Kristi Rankin
59:45
Can we also disclose expenses we are paying on their behalf such as online benefits enrollment and onboarding platforms?
Whitney Escher
01:00:20
Any penalties for not disclosing compensation?
Craig Lordigyan
01:01:05
Does one disclosure handle multiple broker splits?
Anita Smith
01:01:35
So the disclosure has to be done annually at a renewal, even after one was done with new business?
jamie johnson
01:02:35
can we get a "schedule A" from the carriers for every size group to complete the disclosure
Carrie Roseman
01:02:42
this is aggregate total or lump sum? Does it matter?
Rise Kieren
01:02:50
Is the $1,000 Per Plan/Service Or Aggregate on all plans/service to a client?
Susan Combs
01:03:10
In NY we already have to disclose, so nothing will change for us right?
Joseph Lobosco
01:03:17
Won't EBIX, Benefix, etc...the quote engines, be able to include a page detailing this with signature page to meet compliance?
Megan Stecklein
01:03:52
Sorry if this has been asked, but is the compensation transparency going to be a blanket requirement, or can states (I'm in CO) make their own compensation transparency laws?
Craig Lordigyan
01:04:02
Good - they can see how little we make on indiv cases
MARC NEUBURGER
01:04:03
How will all of this get monitored and enforced?
DODIE MANNING
01:05:03
Is there going to be a release statement on the BCT? Is this something the carriers are sending to the GA and Brokers or just the GA?
jamie johnson
01:05:21
Do carrier reps and GAs have to report that they gave me a meal, baseball tx, a round of golf and pen, etc
DODIE MANNING
01:05:29
This is more on the Individual and Medicare business.
Adam Rosenfeld
01:05:35
Do we know what form of communication is acceptable as disclosure? Is a page in the renewal spreadsheet binder, for example, acceptable? And must it be signed by the client or just included with other documents like renewal reports/spreadsheets, etc.
Lisa Howard
01:06:14
Is the $1000 per group compensation for each carrier or combined carriers for that group?
jamie johnson
01:06:17
Is the $1000 for all lines of coverage for a single client of $1000 for one particular line of coverage
Jenny Vonderwerth
01:06:43
Sorry if I missed it but this proposed rule will apply to the individual market, what is required for the small group?
Kelly Morgan
01:06:47
Broker Comp Disclosure...what products are included...just medical? Med, Den, Vis? Other ancillary?
Jessica Gardner
01:07:39
Assuming we have to disclose annually prior to renewal? And we are looking back at prior 12 months commissions? What if we just got them on BOR? Do we project it or just look at the months where we received commission?
Maher Foteh
01:08:42
This nuts!
Maher Foteh
01:09:04
This is Nuts!
Kelly Morgan
01:12:37
Is the OE 1/1/2021 to 1/15/2022, just for this year or is that a new annual OE date?
jamie johnson
01:12:38
is this expanded OE just for individual plans or does this also extend the Medicare OE
Cristina Luna
01:13:05
correct!
Jenny Vonderwerth
01:13:08
amen....navigators are not experienced!
Carrie Roseman
01:13:17
are you saying this applies to the ANNUAL ENROLLMENT PERIOD? Medicare AEP is different them the OE?
Glen Seidner
01:13:27
if someone enrolls on jan5 when does the coverage start
Cristina Luna
01:13:44
brokers rock!
jamie johnson
01:13:49
UNLICENSED navigators!
Susan Combs
01:14:11
.
Maher Foteh
01:14:55
Are we getting this recording?
Katie Owen
01:15:03
I've heard nothing from Medicare carriers that there are extended dates for AEP... Are you sure this isn't just for the individual market?
Craig Lordigyan
01:16:05
I don't understand that statement on not the renewal date
Jessica Gardner
01:16:13
On the broker transparency thing, do we just disclose--we don't have to have employers sign off and return to us?
Heather Garcia
01:16:52
And the IRS is making employers PROVE how it was affordable. Basically show the math.
Craig Lordigyan
01:22:22
Is the min of 100+ for 2022 those 1095s that get reported in 2023?
Heather Garcia
01:24:01
Does it cost the client to have your help on 226J responses? Thanks
Kim Thorpe
01:25:59
I don't see the other decks on the healthcareexchange,com site. where are they located?
Kelly Morgan
01:26:50
If the employee refuses to tell u if they have had the vax, can they be terminated?
greg mckenzie
01:27:21
yes, where are they located in the www.healthcareexchange.com?
jamie johnson
01:27:46
if the employer asks their employees if they are vaxed and the employees say yes I am-- can the employer move on and simply rely on the fact that the employee told the employer they were vaxed
Maher Foteh
01:29:18
Yea!
Joseph Lobosco
01:31:01
The quote engine page(s) could include several paragraphs with boxes to check off if applicable (or left unchecked if not) delineating which services are or are not being engaged I would think Dave. An additional comments section could also be included.
greg mckenzie
01:31:43
Where in the exchange is it listed?
Denise Brown
01:31:57
EXCELLENT THANK YOU!
Tony Martinez
01:32:03
Thank you both! Great stuff!
Carrie Roseman
01:32:04
THANK YOU!
Veronica Turner-Moore
01:32:07
Thank you so much! This was very helpful information.
Lidia Leonhardt
01:32:07
Thank you!
LISA DINENNA
01:32:09
Thank you. This was great
Brenda Snyder
01:32:11
Great presentation! Thank you!
Maher Foteh
01:32:14
Oh Boy!
Julia DiLauro
01:32:17
Thank you!!